In This Evaluation: Our Evaluation | Pricing & Plans | Deductibles & Claims | Protection | FAQ | Conclusion
Puppy Guarantee is a veteran puppy insurance coverage selection corporate that has been bringing puppy homeowners discounted maintain over 25 years. They entered the marketplace with the primary puppy insurance coverage worker advantages program. Extra not too long ago, they’ve introduced their Mint Wellness plan, a unique puppy insurance coverage selection choice for puppy oldsters far and wide.
Reasonably than that specialize in protecting extraneous vet prices, Mint Wellness supplies protection and reductions for regimen veterinary care. The plan is to be had at set charges to all sorts of pets, regardless of their age or species. Absolute best of all, no puppy may also be denied in keeping with preexisting prerequisites.
Our Ultimate Verdict
We give Puppy Guarantee Mint Wellness Insurance coverage a score of four.5 out of five stars.
Puppy Guarantee Insurance coverage Mint Wellness Plan Evaluation
Professionals
- Charges don’t trade in keeping with age
- All sorts of pets are authorized
- No exclusions for preexisting prerequisites
- No ready length
- Contains veterinary reductions
Cons
- Low most reimbursements
- Low caps in line with carrier sort
- No sickness or emergency protection
About Mint Wellness by way of Puppy Guarantee
Mint Wellness is a puppy wellness plan, now not puppy insurance coverage. The place maximum canine and cat insurance coverage focal point on coincidence and sickness protection, Mint Wellness covers regimen care.
Now not handiest does it quilt annual tests, preventative care, and regimen blood paintings, but it surely additionally supplies a reimbursement for grooming, dental, and extra. This plan additionally contains enrollment in Puppy Guarantee’s Veterinary Cut price Plan. With this, you’ll obtain as much as 25% off veterinary products and services when you are taking your puppy to a collaborating supplier. Those financial savings can be utilized on most sensible of reimbursements for regimen care.
As a result of Mint Wellness reduces the price of anticipated veterinary care, it’s an excellent choice for homeowners who might combat to pay top expenses however have the additional price range to pay a suite quantity for a puppy wellness plan every month. It’s additionally a excellent choice for homeowners of pups, aged pets, and the ones with pre-existing prerequisites. Whilst it does now not quilt extraneous maintain those pets, it is going to quilt regimen care to convey the full monetary burden of vet care down.
Mint Wellness is to be had in 3 plan sorts. The Elementary choice covers commonplace regimen care products and services, whilst the Crucial and Top class plans quilt further care your puppy might want all over the yr.
Relying on the place you reside and the price of veterinary care there, the utmost repayment for every carrier sort might or would possibly not quilt the entire charge of care. Taking into account the per thirty days value, the utmost general repayment for every plan is at the decrease facet in comparison to sickness and coincidence plans.
Mint Wellness is to be had for pets in all states and can be utilized by way of any veterinarian. On the other hand, the bonus Veterinary Cut price protection is handiest acceptable to collaborating vets.
Pricing & Plans (Up to date in 2024)
Puppy Insurance coverage Price Comparability
| Corporate | Pattern Per month Price For Canine | Pattern Per month Price For Cats | Be told Extra |
| Puppy Guarantee Mint Wellness | $18 | $18 | Get Quote |
| Lemonade | $19.44 | $11.00 | Get Quote |
| Spot | $36.54 | $16.51 | Get Quote |
| Wagmo | $70.12 | $30.88 | Get Quote |
| Trupanion | $29.70 | $12.22 | Get Quote |
| Fetch | $26.89 | $11.93 | Get Quote |
Base Coverage
The bottom coverage for Mint Wellness is their Elementary Plan. This plan prices $18 per 30 days without reference to puppy sort, age, and well being standing.
The Elementary plan supplies protection for the commonest annual veterinary bills, together with one wellness talk over with, two vaccinations, regimen blood paintings, and a fecal check or urinalysis. The repayment for every process is capped at a suite most. As an example, the once a year veterinary examination will likely be lined as much as $100.
The plan has a most repayment of $350. The Crucial and Top class plans lengthen protection to further regimen care pieces and every has a better most annually repayment.
Customizations
Puppy Guarantee’s Mint Wellness Plans are designed to be clear-cut. That signifies that the fee for every tier choice is similar for everybody. Whether or not you will have an 18-year-old cat, an eight-week-old pet, or a wholesome grownup chinchilla, you’ll pay simply $18 for the elemental choice.
Plans
The $18 Elementary Plan covers 4 regimen veterinary products and services. It has a most annual repayment of $350.
The Crucial Plan prices $34 per 30 days and covers an extra 3 regimen products and services. This plan additionally gives a better repayment for vaccination. It has a most annual repayment of $650.
The Top class Plan prices $57 per 30 days and covers all of the identical products and services because the Crucial Plan, plus it is going to reimburse as much as $100 for dental care. This plan additionally carries upper repayment maximums for lots of products and services, together with grooming, wellness visits, and vaccinations. It has a most annual repayment of $1,100.
Plan Comparability
| Elementary | Crucial | Top class | |
| Per month Price | $18 | $34 | $57 |
| Annual Price | $216 | $408 | $680 |
| Most Repayment | $350 | $650 | $1,100 |
| Products and services Lined | 4 | 7 | 8 |
| Veterinary Cut price Plan | Integrated | Integrated | Integrated |
| Annual Deductible | None | None | None |
| Ready Duration | None | None | None |
Deductibles & Claims
Mint Wellness is a immediately protection plan. Which means there are not any deductibles that want to be met earlier than the plan will kick in. Reasonably, it may be used right away to hide any regimen care incorporated within the plan sort as much as the given most.
Claims may also be submitted right away by way of importing invoices for your account. Reimbursements are paid out temporarily, generally inside of 5 trade days.
What Does Mint Wellness by way of Puppy Guarantee Quilt?
The Mint Wellness plan covers handiest regimen and anticipated veterinary prices. It does now not quilt sickness, coincidence, or injury-related veterinary bills. The plan can be utilized by itself or at the side of conventional puppy insurance coverage.
Each and every plan sort covers a special collection of regimen products and services.
For a wholesome grownup cat, the Elementary Plan may well be the most suitable option since regimen vet care is prone to come with handiest the naked minimal of products and services. For a tender kitten, it can be price choosing the Crucial Plan to hide extra vaccinations and early preventative care. And for a senior kitty, getting the Top class Plan could also be price it for that further annually wellness take a look at and dental protection.
| Products and services | Elementary | Crucial | Top class |
| Wellness Talk over with | 1 as much as $100 | 1 as much as $100 | 2 as much as $200 |
| Vaccination | 2 as much as $100 | 3 as much as $150 | 4 as much as $200 |
| Regimen Blood Paintings | 1 as much as $100 | 1 as much as $100 | 1 as much as $100 |
| Fecal Check | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Urinalysis | 1 as much as $50* | 1 as much as $50 | 1 as much as $50 |
| Grooming | X | As much as $100 | As much as $200 |
| Preventatives | X | As much as $100 | As much as $200 |
| Dental | X | X | 1 as much as $100 |
*Elementary Plan contains 1 fecal or urinalysis in line with yr.
Lined
- Wellness visits
- Vaccinations
- Regimen blood paintings and screening
- Grooming
- Preventatives like flea, tick, and heartworm
- Dentals
Now not Lined
- Sickness
- Harm
- Emergencies
- Spay/Neuter
- Non-Preventative Drugs
Pre-Present Stipulations
As a result of Mint Wellness covers handiest regimen care, it does now not reject pets in keeping with pre-existing prerequisites or well being standing.
On the other hand, those prerequisites is probably not lined by way of the puppy wellness plan since they don’t fall into the class of “regimen care.”
When you have a cat with a pre-existing situation, choosing a Mint Wellness plan help you get monetary savings by way of protecting regimen care so you will have extra price range to position towards maintain their situation.
Moreover, since Mint Wellness contains Puppy Guarantee’s Veterinary Cut price Plan, you will have a chance to avoid wasting on pre-existing situation care, as neatly. All it’s a must to do is select a collaborating veterinarian on your cat and also you’ll obtain as much as 25% off all care, without reference to what it’s for.
Ready Classes
One wonderful thing about Mint Wellness is there is not any ready length for protection to begin. That suggests you’ll signal your puppy up within the morning and take them in for his or her wellness take a look at that afternoon and nonetheless be lined.
As a result of those plans aren’t suffering from well being or age, you additionally don’t must look ahead to clinical information to be transferred or a well being take a look at for protection to kick in.
Evaluations from Consumers
Consumers can not say sufficient about how simple it’s to get reimbursements thru their Mint Wellness plans. Maximum haven’t any bother importing their invoices to their accounts and virtually all revel in very fast repayment charges—lower than 5 days!
The vast majority of shoppers are proud of their protection and repayment charges. On the other hand, this varies by way of location. Consumers in areas that have upper prices for veterinary care document that Mint Wellness’ most repayment does now not all the time totally quilt the price of care. For instance, my canine’s final dental charge about $1,400, which is a lot more than the Mint Wellness Top class plan’s most dental repayment.
Consumers even have blended opinions at the Veterinary Cut price Plan portion of the protection. Puppy homeowners in extremely populated spaces seem to have an more straightforward time discovering collaborating vets than the ones in smaller towns and cities.
Total, puppy oldsters who used essentially the most regimen care products and services over the yr appeared essentially the most glad with their Mint Wellness plan. Those that handiest applied some regimen care products and services ended up paying extra for his or her plan than they gained in reimbursements.
Earlier than you join a puppy insurance coverage plan, or a wellness plan like this one, imagine how a lot you generally spend on regimen care every yr. If this is a important quantity, odds are you’ll get pleasure from the protection Mint Wellness gives.
Steadily Requested Questions (FAQ)
What types of pets are lined by way of the Mint Wellness Plan?
Mint Wellness covers any form of animal with the exception of people. The price is similar without reference to puppy sort, age, or gender.
The place can I take advantage of my Mint Wellness Plan?
You’ll be able to use Mint Wellness at any veterinarian you select. As soon as products and services are rendered and paid for, you merely post the bill for repayment from Puppy Guarantee.
How are reimbursements paid out?
Reimbursements are paid out to the Venmo or Paypal account attached for your Mint Wellness account. Bills are generally gained inside of 5 days of filing.
What’s the Veterinary Cut price Plan?
The Veterinary Cut price Plan is any other insurance coverage selection presented by way of Puppy Guarantee this is incorporated in all Mint Wellness Plans. With this addition, you’ll obtain fast reductions on vet products and services when you are taking your puppy to a collaborating veterinary follow.
Our Verdict
Mint Wellness is an insurance coverage selection in contrast to maximum others in the market. It covers handiest regimen puppy care that can assist you get monetary savings on veterinary prices you’ll stumble upon every yr.
Whilst this plan is probably not definitely worth the premiums for pets who handiest see the vet in emergencies, this is a excellent choice for many who are prudent about preventative care. It’s an extremely cost-effective selection for kittens and senior cats who require additional face time with their vet and are steadily topic to extra regimen care products and services equivalent to vaccinations, blood paintings, and dentals.
Mint Wellness is available in 3 plan sorts with quite a lot of products and services lined beneath every. The fee for each plan is about and does now not trade in keeping with your puppy’s breed, well being standing, age, gender, or preexisting prerequisites. Absolute best of all, those plans shouldn’t have a deductible and are energetic the instant you join.